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Debt Free Travel Journey

Frequently Asked Questions


What is Debt Free Travel Journey?

Debt Free Travel Journey, LLC is a financial coaching business that specializes in providing debt repayment strategies so that clients can travel intentionally and debt free. The mission of DFTJ is to help you build a  financial foundation to include: protection budget, credit, debt repayment, introduction to investing & other personal finance topics. DFTJ 3 pillars are financial clarity, mindset shift and intentional debt free travel.

What is a financial coach?

A financial or money coach educates you on financial literacy and aids you in bettering your relationship with money. A coach works with you to understand a money management foundation; such as budgeting, debt repayment & credit. We help you clarify your goals and create actionable tasks to see the desired results you want. We are accountability partners and goal strategist helping push you towards your goals.

Why do I need a financial coach?

A coach can help you turn your financial goals into financial success. Most people were not taught financial literacy in school so they don’t know how to manage their money. A financial coach will be a 1 stop shop for you to get all your financial questions answered and a plan to help you meet those goals

“ A money mentor can be the SECRET to fast tracking your financial goals” 

What is the difference between a financial coach and a financial advisor?

Financial advisors manage and build wealth that already exists while financial coaches provide financial literacy & provide accountability so clients can meet their goals to begin building  wealth. As a financial coach I will help you build a financial foundation and work with you to understand money mindset behaviors and better your relationship with money. As a financial coach I  legally cannot give you advice nor make recommendations on investing and tax planning.  I cannot give you specific advice about investing, nor make a recommendation on what stock to buy. Instead, I  can teach you about investing, covering basic investment topics like what the stock market is and how it works.

Should I work with a financial advisor or a financial coach?

If you aren’t sure where you stand with your financial needs ask yourself these questions:

  • What are your financial goals? 

  • Are you trying to pay off debt 

  • Do you need to learn how to save money?

  • Do you feel comfortable with your savings and are you  ready to invest? 

  • Are you looking for financial accountability or investing advice?


How do I know if I will make a good client for your services?

A great client is one that is 100% committed to changing their financial situation and seeing the results that they want. As a financial coach, I will be your money mentor and accountability partner. My coaching style is very straight forward but not in a Gary Vee way more in a loving Olivia Pope kind of way. I know that you can do it, I’m here to push you along the way. I hold nothing back as a coach and I will provide resources and case studies to help you along the way.

Debt free travel journey frequently aske

Want to get started with coaching?

Book a consultation here so we can see how we can meet your needs with our services!

Debt Free Travel Journey

Are you a travel agent?

No, I am not a travel agent, I do not book trips. DFTJ is not a travel agency. We do not book trips, we encourage you to learn how to effectively plan your own trips so it can align with your values and bring the most enjoyment of the trip. We do provide the 5 day international travel planner to help you plan a trip from A to Z without a travel agent. However, we will begin curating trips to South Africa in 2021. 

I don't know if I can afford financial coaching or if it makes sense for me to pay for it based on my income/debt. What should I do?

To be honest in most cases, I will help you decrease expenses and create more cash flow after 1 session. The truth is most people have the money they just aren’t aware. However, in some cases people are truly struggling to pay their basic bills & in that case I recommend using the free resources that I have to help you take control of your finances.

What Clients Say

"Jateria is simply amazing! She takes the time to explain and answer all of your questions. She also regularly checks in with you in between sessions to make sure you're staying on track. I feel so much more in control of my finances after working with her!"

Mia M.

It's time to align yourself with the energy of your money and build wealth so you can live your best life through travel.

If you're ready for a financial coach that isn't restricting you but encouraging you to spend based on your values, I can't wait to meet you!

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